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Why Excel is not credit management software

Many businesses and organisations use Excel for their credit management function. While Excel is a versatile and powerful tool for certain tasks, using it beyond its intended purpose comes with risks – so if you want to get the most out of your credit management practice, it may not be the best choice.
Let’s look at reasons why businesses try to use Excel as their credit management software. What are benefits but also risks of using Excel for your credit management? When is dedicated software a more suitable option?

Why do businesses use Excel?

There’s no denying that Excel is a versatile and powerful tool – and it’s very good at what it does.
But what it does is spreadsheets. It was designed for statistical analysis and number crunching. It can even be used for tracking contacts and other customer data, but most businesses push Excel beyond its limits – and are then disappointed when problems begin to emerge.

The risks of using Excel as credit management software

Although using Excel might seem like a simple and convenient option for your credit management requirements, pushing the software beyond its limits to serve this function can be problematic. read more

Bron: OnGuard

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