Herman is for many years a professional in credit risk management. Self-starter, entrepreneur, pragmatic, realistic, and goal oriented.
Credit risk management is in his vision an important element in all part of the credit cycle of a customer. It starts in originations; it continues in customer management and might end in collections management. Advanced use of data in combination with analytics, timely decisioning and effective workflow management support is key.
This in combination with 360 degree customer insight makes that credit risk management adds huge value to any type of business.
He often makes the comparison of working in a team and playing a bass guitar in a band: a solid and important base in a team, attributing to a target with a creative and dynamic approach. His experience in risk, fraud and collections management is the asset that he wants to present to the world to make sure everyone (partners, colleagues and consumers) benefits from it.